- Can you buy a funeral plan for someone else?
- Can you have two plans?
- Are prepaid funeral plans transferable?
- Are funeral plans worth it?
- Can I pay for my funeral plan by instalments?
- What if I die before all my instalment payments have been made?
- How do I get a prepaid funeral plan?
- What happens to the plan if I move house?
- Can I have a joint funeral plan?
- Why should I take out a funeral plan?
- Do I need to take a medical?
- Does my family get the money when I die?
- What if I move abroad?
- Do the plans cover burial or just cremation?
- Will the cost of my funeral increase?
- How do funeral plans work?
- What happens to my money if the funeral plan company goes bust?
- What do funeral plans cost?
- How many funeral plans can I have?
Yes you can.
You can buy a pre paid funeral plan for your mother, your father, your partner or any other loved one. As long as the person for whom you’re buying is at least 50 years old.
There is no point having more than one plan – not for yourself. Afterall, like me, you can only die once. However, you can buy one for someone else.
Yes, they are, you can transfer a plan to someone else, alternatively, you can buy a one for someone else.
Funeral plans guarantee the dignity of the funeral you’d want for yourself. Funeral plans guard against the rising cost of funerals. Further, funeral plans prevent the indignity of your family having to pass the hat to pay for your funeral.
You can pay for your plan in a lump sum or more conveniently by instalments. You may choose any payment period up to 10 years
If you died before your last payment, your family or representatives should pay the balance of the plan price, then, the funeral director would be instructed.
Simply on this link to get your plan. Alternatively, call 020 8669 1779 to discuss your options
Your prepaid funeral plan would remain valid if you moved house, so, if you are in the United Kingdom.
You can have an ‘either or’ plan. For example, Mr & Mrs Smith have an ‘either or’ plan – this means the plan covers either Mr or Mrs Smith. When the first person died, it would be used their funeral. The survivor would therefore need to make alternative arrangements for his or her funeral.
Of the several reasons to take out a funeral plan, the first is that your wishes would be followed. Secondly, your loved ones wouldn’t have to put their hands in their pockets to pay for your funeral. Finally, taking out a pre-paid funeral plan now freezes the costs thus protecting your loved ones from escalating costs in the future.
No, unlike many insurance products, you don’t need an embarrassing medical test or even doctor’s reports.
When you died, the money in the plan would go to the funeral director. This would cover their costs and the allowance would be used towards any third-party fees.
Funeral plans cannot be assigned to funeral directors overseas. So, unless the funeral is to be held in the UK, if you move abroad you should cancel your plan, therefore, receive a refund of the monies paid minus our standard £249 cancellation charge. Alternatively, you could transfer the benefit of the plan to a friend or relative.
Yes. In their basic format, Safe Hands Funeral Plans cover cremation only. However, apart from the Direct Cremation option, all can be tailored for burial, although you will need to purchase a burial plot directly from the cemetery in which you’re interested.
A funeral plan is a means by which you can protect your loved ones against rising funeral costs and help eliminate any uncertainty or indecision about your funeral wishes.
The money you pay is invested in a ring-fenced fund.
Through the investment of the trust fund, the monies grow in value over the course of your lifetime. On your death, monies (+CPI uplift as applicable) are then released from the trust fund and paid to a local, reputable, funeral director who then carries out the funeral following your instructions
Because the trust fund is entirely independent of the funeral company, in the highly unlikely event the funeral plan company went into liquidation or cease trading for any reason, because the trust fund is not an asset of the company (and because the you and the other plan holders are the primary beneficiaries of the trust fund) the investments would remain secure and ring-fenced specifically for the purpose of providing the funeral they have bought and paid for.
Because funeral plans are bespoke, the cost depends on the sum of the elements you choose. Prices of funeral plans start at Less than £7 a week.
As you and I would only die once, and would only have one funeral, you’d have only one funeral plan. However, you can buy a funeral plan for someone else. You can also have an ‘either or’ funeral plan.