The Benefits of Inheritance Tax Planning

My grandmother and her twin brother, my great uncle Albert, each inherited £250,000 in the 1980s from selling the family's cloth distribution business.

My grandmother and her twin brother, my great uncle Albert, split half a million pounds, the proceeds of selling a cloth distribution enterprise, equally between them. When they died in the late 1980s, each of them passed on that quarter million-pound wedge in their estates.

First, my great uncle Albert...

His estate paid inheritance tax at 40% therefore his daughter, my aunt inherited only £150,000. My aunt got divorced in what turned out to be the last year of her life – on her divorce, half of her £150,000 walked on her divorce. Therefore, she had only £75,000 of the original quarter million to pass on to her children.

Now my grandmother...

By the bolts and nuts of her estate planning when my grandmother died, her daughter, my mum had full use of the £250,000. Because granny had done the hard work, now my mother has died, I today have unrestricted access to the £250,000, and when I die, my daughter would have the full £250,000.

How would you rather arrange your affairs, like my grandmother, or like my great uncle Albert?

Meet Ade Oduyemi

I've been an inheritance tax specialist for nearly four decades.

My path to this work wasn't academic. It was personal.

After earning my master's degree in finance, obtaining an FPC 6 (financial planning certificate), and working as a general financial adviser, I witnessed firsthand how proper estate planning transforms families. I saw clients like Alice, a teacher who could pursue fulfilling work because inherited income covered her basic needs. She wasn't wealthy by most standards, but she had financial security because someone in her family had planned properly.

Then I saw what happened in my own family. Same inheritance, opposite outcomes. That's when I knew this would be my life's work.

Since then, I've helped hundreds of families preserve their wealth across generations. I've seen every scenario you can imagine (and some you probably can't). I know where the pitfalls are. I know which solicitors get this wrong. I know all 251 rules, exemptions and allowances inside out.

Most importantly, I know how to keep your money in your family.

Here's what you should know about how I work:

Most solicitors handle wills. Some handle trusts. Very few specialize in the intricate tax planning that actually protects wealth across generations.

Those who do typically work in large firms with high overhead and billable hour pressures.

I'm a sole practitioner. I take on a handful of clients each month. This means I can invest the time and attention your family's financial future deserves.

Your situation is unique. Your family dynamics are unique. Your ambitions are unique.Therefore, your plan to keep your money in your family must me unique.

No templates. No one-size-fits-all solutions. Just proper planning tailored to your circumstances.

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Bernice Goddard
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I received very informative and good advice from this company.
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Fresco Gelato
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Patient, informative and thorough from start to end. Ade was fantastic to work with and will continue to recommend and use his services for the future. Many thanks once again
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Debbie xxx Glossy Always & Forever
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From day one, Ade Oduyemi was very informative and succinct. I truly needed to put financial and personal affairs in order and had no idea where to start. From our first phone interaction Ade listened to my wishes and was able to give me the guidance I desperately needed. I felt a weight had been lifted from my mind just from that one conversation. Ade explained the process and gave me great examples to re-inforce the recommendations suggested to give me adequate information to be able to decide on a suitable solution. Any additional questions I raised were dealt with swiftly and always with the reassurance that no question was a foolish one or too much trouble. He has proved himself indispensable to my on-going financial planning. I highly recommend Ade.
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Steven Vieira
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This is the second time we have used Maximum Inheritance specialists, the first time was for inheritance tax planning, this time for lasting power of attorney for my dad who is bed bound and cannot travel, Ade goes above and beyond to help, he traveled out to us which he doesn’t normally do, that’s how dedicated he is to his work, always friendly and professional explaining things clearly and providing great work. I would definitely recommend his services , Thank you.
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Nicola
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Ade was so supportive and understanding of my needs. He took the time to listen and was extremely informative. He used his expertise to navigate me to the right service and offered a recommendation that I was very happy with and didn’t push me to make a decision but allowed me the time to consider my options. He was compassionate and upheld professionalism throughout all interactions. Top class service.
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Britain Stelly
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Willing to go above and beyond to help. Amazing service.
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Paul West profile picture
Paul West
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Ade guided myself and my partner through the Will making process and thanks to his help we both have the peace of mind of having a legally valid document in place. In addition, Ade provided a My things template for me to list, in once place, the whereabouts of documents relating to my assets and kindly sent another one with a box for storing the documents for my partner. He also regularly sends a newsletter with interesting and humourous articles.
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hayley merrett
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Ade has been so helpful in sorting out our family’s wills. He’s very professional and friendly and has a lot of knowledge and advise to offer . I would highly recommend thank you 😊
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Valerie Price
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Very professional and fast service whenever advice is sought. Thank you for all your help.
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Jackie Shaw profile picture
Jackie Shaw
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Having dealt with Ade at Maximum Inheritance Specialists previously when writing our wills we have now completed our Lasting Power of Attorney documents. Ade is a very honest knowledgeable and patient man and fully conversant in these fields. He made himself available to us even on a bank holiday weekend. We really appreciate the work he has done for us.

Your Next Step

If you've come this far, you already know proper planning matters.

The question is: will you act on it?

I can help you create a plan that keeps your money in your family. Not just for your children, but for your grandchildren and beyond. A plan that uses every legal tool and allowance to protect what you've built.

But I can only take on a limited number of clients each month.

If you're ready to protect your family's financial future, let's talk.

We'll review your situation, identify your current and potential problems, and outline exactly how to keep your wealth in your family.

Book your three-step plan consultation.

Frequently Asked Questions

Speak to Ade

Your details go straight to Ade, not to a call centre. He will call to talk through what your situation involves and what it would cost. The call is free.

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