How Much Does an Inheritance Tax Advisor Cost?

The cost depends on the complexity of your estate and the type of professional you use. For a comprehensive IHT plan, advisers typically charge between 0.5% and 2% of the net estate value.

Solicitors charge either a flat fee or an hourly rate. Hourly rates in England typically run from £265 to £390 per hour plus VAT. Completing an IHT return for HMRC as part of probate can add £877 to £1,169 plus VAT on top of general probate fees.

Independent financial advisers (IFAs) usually charge an initial consultation fee, sometimes free, followed by an ongoing percentage of assets managed or a fixed project fee. For complex estates, setup costs can run into the thousands, but the IHT savings often far exceed those fees.

A basic will costs £200 to £500 at a solicitor, or £50 to £300 through a specialist will-writing service. A more complex will incorporating trusts or IHT planning will cost more.

Before paying for IHT planning advice, check that the adviser is regulated by the Financial Conduct Authority (FCA).